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Legal indemnity insurance

Why consider legal indemnity insurance?

Legal problems relating to the development, purchase or re-mortgaging of land or property can be wide-ranging and sometimes very complex. Legal indemnity insurance is a single premium contract to protect the purchaser from the possibility of third party claims arising from shortcomings in the conveyance. These can often relate to ownership, lost documents, access, poorly worded legal documents or perhaps a restrictive covenant that imposes specific restrictions. These details are often only discovered at a late stage in the proceedings and can often prevent the purchase of a property or development work from going ahead.

We have access to a number of Legal Indemnity insurance policies which provide cover for a wide variety of issues including:

  • Restrictive covenants.
  • Defective titles.
  • Lost title deeds.
  • Possessory titles/adverse possession.
  • Lack of adequate access and/or services.
  • Deeds of gift/transactions at under value
    (Insolvency Act 1986 as amended 1994).
  • Maisonette indemnities (mortgagee only).
  • Flying freehold (mortgagee only).
  • Chancery repair.

Who should consider legal indemnity insurance?

This insurance is designed for anyone who is developing, buying or re-mortgaging property and it may be of particular interest to customers such as:

  • Solicitors.
  • Property developers (commercial and residential).
  • Property owners.
  • Builders (commercial and residential).
  • Land owners.
  • Councils.
  • Housing associations.
  • Construction companies (commercial and residential)

Please contact your Relationship Manager or

Lionel Thomas
Tel: 020 7977 1776


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