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Commercial Insurance/Business Owners

We are experienced in arranging cover for all the main insurance needs of a commercial business.

Policies combining Material Damage, Business Interruption, Book Debts, Employers’ Liability, Public and Products Liability, Money, Goods in Transit, and Specified Items ‘All Risks’ policies are available.

Comprehensive packages are also available for shops, offices and small businesses with commercial vehicles.

Specialist motor insurance policies for companies that own small, medium or large fleets of vehicles can be arranged quickly and efficiently.

Please contact us now for a free no obligation review of your insurance needs.

Connie Ngai
Tel: 020 7977 1774



Material Damage

This policy provides cover for a business’s main assets; property, fixtures & fittings.

Business Interruption

Provides the business with financial compensation following an insured loss under the Material Damage cover and is designed to help the business return to a normal trading position as quickly as possible.

Book Debts Cover

(Optional extension to Business Interruption)
Cover is provided for outstanding debit balances, which cannot be collected as the records have been damaged or destroyed by an insured loss under the Material Damage cover.

Employers’ Liability

This policy protects companies against damages and legal costs that arise as a result of claims from employees suffering an injury or disease due to, and during, their employment.

Public and Products Liability

Cover is provided in respect of legal liability to pay compensation including legal costs for:

  • accidental death or personal injury to any person excluding employees.
  • accidental loss or damage to third party material property.

Cover can be taken with or without liability for products supplied.


This cover is provided for physical loss or damage of ‘money’ pertaining to the business, occurring within the UK.

Goods in Transit

This provides cover for property whilst in transit within Great Britain, Northern Ireland, the Channel Islands, the Isle of Man or the Republic of Ireland to the limits selected by the customer.

Specified Items ‘All Risks’

This policy provides cover for loss of or damage to items specified by the customer; cover can apply at specific premises only or within the territorial limits of the UK, EU or world-wide as requested.

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If you would like to discuss any topic mentioned here or your insurance requirements generally and you would like one of us to call you...>>MORE

Professional Indemnity Insurance

Any professional or company offering advice or services can be held financially accountable if things go wrong...>>MORE

Legal Indemnity Insurance

Legal problems relating to the development, purchase or re-mortgaging of land or property can be wide-ranging...>>MORE


Independent assessment of plant and machinery is both important and required by law....>>MORE

Energy Performance

Are you compliant?....>>MORE

Directors & Officers Insurance

Directors and Officers Liability Insurance cover protects a company’s directors and officers against claims arising from their decisions and actions...>>MORE